Terms of Use
These terms are an agreement between you and A.I. Whoo LLC (“we”, “us”) for the ClaimKeeper app. By installing or using the app you agree to them. If you do not agree, do not use the app.
1. License
The app is licensed to you under Apple’s Licensed Application End User License Agreement, which applies in full. These terms add to it. You may use the app on Apple devices you own or control, for personal, non-commercial record keeping.
2. What the app is and is not
ClaimKeeper helps you record healthcare expenses, keep receipts, and prepare claim packets. It does not submit claims for you, decide what is reimbursable, or verify your entries.
The app does not provide tax, legal, financial, or medical advice. Whether an expense qualifies under your HSA, FSA, or other plan, what documentation your administrator requires, and every claim deadline are your responsibility. Reminders and deadline warnings are conveniences based on the dates you enter; they are not guarantees. Always check with your plan administrator or a qualified professional.
3. Your data
Your records stay on your device, as described in the Privacy Policy. You are responsible for keeping backups, keeping your device secure, and for what you do with packets you export. Because we hold no copy of your data, we cannot recover it if your device is lost or the app is deleted.
4. Receipt scanning
Text recognition is automatic and can be wrong. Review every scanned amount, date, provider, and name before saving or submitting anything.
5. Pro purchase
ClaimKeeper Pro is a one-time, non-consumable in-app purchase sold by Apple. Pricing is shown in the App Store before you buy. Purchases, refunds, and restoring on a new device are handled by Apple under Apple’s terms; we cannot issue refunds directly. Free features, including a limited number of receipt scans, may change in future versions.
6. Acceptable use
Do not use the app to prepare fraudulent claims, to reverse engineer or copy it except as the law allows, or in any way that breaks applicable law or your plan’s rules.
7. Changes and availability
We may update, change, or discontinue the app or any feature at any time. We may update these terms; the current version is always posted here with its effective date. Continuing to use the app after a change means you accept it.
8. Disclaimer of warranties
The app is provided “as is” and “as available”, without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the app will be error-free, that scanned values will be correct, or that reminders will be delivered.
9. Limitation of liability
To the fullest extent permitted by law, A.I. Whoo LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost reimbursements, missed deadlines, denied claims, tax consequences, or data loss, arising from your use of the app. Our total liability for any claim relating to the app will not exceed the amount you paid for it in the twelve months before the claim, or ten US dollars, whichever is greater. Some jurisdictions do not allow these limits, so they may not apply to you.
10. Governing law
These terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules. Any dispute will be brought in the state or federal courts located in Delaware, and you consent to their jurisdiction, except where Apple’s EULA or applicable consumer law provides otherwise.
11. Contact
A.I. Whoo LLC
Email: support@aiwhoo.com